Virginia Renters Insurance

Virginia Renters Insurance Information

We offer affordable renters insurance policies that have flexibility to meet
your individual needs and above all, provide you with the security that
comes only from the knowledge that your home is safe. If you live in an
apartment or a rented house, a Virginia renters insurance policy covers you
and your possessions. A standard renters insurance policy protects your

personal property in many cases of theft or damage,
and may pay for temporary living expenses if your
rental is damaged so seriously you can't live in it. It
can also protect you from personal liability.

The standard Virginia renters insurance policy
covers the actual cash value of personal property.
Payments are based on the replacement cost of the
property minus a deduction for physical depreciation
and obsolescence. If you add replacement cost
coverage (for an additional premium), the insurance
company will pay one of the two amounts below,
whichever is lower?

Click here to fill out a

Virginia Renters Insurance

policy quote request form

We are a two location northern VA insurance agency offering affordable Virginia
renters insurance policy premiums to residents of the following cities and counties:
HaymHaymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley
Springs, Broad Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville,
Warrenton, Bethel, Old Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett,
Halfway, Middleburg, Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax,
Tysons Corner, Arlington, Springfield, Alexandria, Annandale, Lorton, Dale City,
Reston, Herndon, Sterling, McLean, Fairfax Station, Oakton, Leesburg, Oatlands,
Hamilton, Bluemont, Philomont, Woodbridge, Triangle, Falls Church, West
Springfield, Franconia, Burke, Chesterbrook, North Springfield, Kings Park, Rose
Hill, Belle View, Groveton, Hybla Valley, Chapel Acres, Lincolnia, Tyler Park,
Jefferson Village, Langley, Fishers Hill, Zepp, Reliance, Limeton, Middletown, Toms
Brook, Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain Falls,
Mount Olive, Star Tannery, Woodstock, Edinburg, Detrick, Bentonville, Browntown,
Linden, Chester Gap, Huntly, Markham, Cedarville, Armel, White Post, Nineveh,
Boyce, Millwood, Winchester, Berryville, Albin, Stephenson, Clear Brook,
Gainesboro, Paris, Upperville, Delaplane, Marshall, Old Tavern, Flint Hill, Cresthill,
Washington, Oak Hill, Luray, Rileyville, New Market, Hamburg, Mt. Jackson, Mount
Clifton, Harrisonburg, Bridgewater, Prince William County, Loudoun County, Fairfax
County, Fauquier County, Warren County, Frederick County, Clarke County, and
Shenandoah County, VA. We also offer less expensive Virginia renters insurance
coverages throughout the state of Virginia.

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or
sleet, Accidental discharge or overflow of water or steam, Sudden and
accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden
and accidental damage from artificially generated electrical current ,
Volcanic eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a secure quote request form for a
Virginia Renters Insurance policy that will provide excellent insurance
coverage at an affordable cost. Or you can speak with one of our
Virginia Renters Insurance agent specialists at (571) 261-2700, (540)
465-5103, or (540) 737-5190 to discuss the policy features in more
detail.

1. The cost to replace the property with a similar
type and quality of property without a deduction for
depreciation.

2. The full cost to repair at the time of the loss.

Virginia renters insurance policy is a popular form of
personal insurance and usually contains four sections:
C, D, E, and F:

Coverage C - protects your personal property, (e.g.
furniture, CDs, stereo and clothes). You choose a
dollar amount limit (what you think your possessions
are worth) when you purchase a Virginia renters
insurance policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of
your personal property limit.

Coverage E - covers your personal liability claims and suits for bodily
injury or property damage. You choose this limit when you purchase the
Virginia renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others
even if you were not at fault. The policy normally includes limits of $1,000
per person.

A Virginia renters insurance policy covers "named perils" listed on your
policy and usually include the following:

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

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Stover Insurance Agency, Inc.

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Stover Insurance Agency

6611 Jefferson St., #110

Haymarket, Virginia 20169

Prince William County, VA

Office: 571-261-2700

Fax: 571-261-2720

Answer a few questions and we
will provide you with an
insurance quote by phone or
email. Choose the Virginia
personal or business insurance
coverage you're interested in
from the menu above.