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Virginia Renters Insurance Information
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We offer affordable renters insurance policies that have flexibility to meet
your individual needs and above all, provide you with the security that comes only from the knowledge that your home is safe. If you live in an apartment or a rented house, a Virginia renters insurance policy covers you and your possessions. A standard renters insurance policy protects your |
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personal property in many cases of theft or damage,
and may pay for temporary living expenses if your rental is damaged so seriously you can't live in it. It can also protect you from personal liability. |
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The standard Virginia renters insurance policy
covers the actual cash value of personal property. Payments are based on the replacement cost of the property minus a deduction for physical depreciation and obsolescence. If you add replacement cost coverage (for an additional premium), the insurance company will pay one of the two amounts below, whichever is lower? |
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We are a 4 location northern VA insurance agency offering affordable Virginia
renters insurance policy premiums to residents of the following cities and counties: HaymHaymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley Springs, Broad Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville, Warrenton, Bethel, Old Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett, Halfway, Middleburg, Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax, Tysons Corner, Arlington, Springfield, Alexandria, Annandale, Lorton, Dale City, Reston, Herndon, Sterling, McLean, Fairfax Station, Oakton, Leesburg, Oatlands, Hamilton, Bluemont, Philomont, Woodbridge, Triangle, Falls Church, West Springfield, Franconia, Burke, Chesterbrook, North Springfield, Kings Park, Rose Hill, Belle View, Groveton, Hybla Valley, Chapel Acres, Lincolnia, Tyler Park, Jefferson Village, Langley, Fishers Hill, Zepp, Reliance, Limeton, Middletown, Toms Brook, Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain Falls, Mount Olive, Star Tannery, Woodstock, Edinburg, Detrick, Bentonville, Browntown, Linden, Chester Gap, Huntly, Markham, Cedarville, Armel, White Post, Nineveh, Boyce, Millwood, Winchester, Berryville, Albin, Stephenson, Clear Brook, Gainesboro, Paris, Upperville, Delaplane, Marshall, Old Tavern, Flint Hill, Cresthill, Washington, Oak Hill, Luray, Rileyville, New Market, Hamburg, Mt. Jackson, Mount Clifton, Harrisonburg, Bridgewater, Prince William County, Loudoun County, Fairfax County, Fauquier County, Warren County, Frederick County, Spotsylvania County, Clarke County, and Shenandoah County, VA. We also offer less expensive Virginia renters insurance coverages throughout the state of Virginia. |
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Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam, Sudden and accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental damage from artificially generated electrical current , Volcanic eruptions (doesn't include earthquake or tremors) |
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Click on the link below to fill out a secure quote request form for a
Virginia Renters Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with one of our Virginia Renters Insurance agent specialists at (571) 261-2700, (571) 379-7697, (540) 465-5103, or (540) 656-2828 to discuss the policy features in more detail. |
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1. The cost to replace the property with a similar
type and quality of property without a deduction for depreciation. |
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2. The full cost to repair at the time of the loss.
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Virginia renters insurance policy is a popular form of
personal insurance and usually contains four sections: C, D, E, and F: |
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Coverage C - protects your personal property, (e.g.
furniture, CDs, stereo and clothes). You choose a dollar amount limit (what you think your possessions are worth) when you purchase a Virginia renters insurance policy. |
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Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your personal property limit. |
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Coverage E - covers your personal liability claims and suits for bodily
injury or property damage. You choose this limit when you purchase the Virginia renters insurance policy. |
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Coverage F - pays for medical expenses for minor injuries to others
even if you were not at fault. The policy normally includes limits of $1,000 per person. |
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A Virginia renters insurance policy covers "named perils" listed on your
policy and usually include the following: |
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Stover Insurance Agency, Inc.
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Virginia
Personal Insurance
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Renters Insurance
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Virginia Renters Insurance
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Answer a few questions and we
will provide you with an insurance quote by phone or email. Choose the Virginia personal or business insurance coverage you're interested in from the menu above. |
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Stover Insurance Agency
6611 Jefferson St., #110
Haymarket, Virginia 20169
Prince William County, VA
Office: 571-261-2700
Fax: 571-261-2720
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Stover Insurance Agency
720 E. Queen St., # 6
Strasburg, Virginia 22657
Shenandoah County, VA
Office: 540-465-5103
Fax: 540-465-3291
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Stover Insurance Agency
2217 Princess Anne Street
Suite 114-3
Fredericksburg, VA 22401
Spotsylvania County, VA
Office: 540-656-2828
Fax: 206-202-8053
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Stover Insurance Agency
9441 Centerpoint Lane
Suite 100
Manassas, Virginia 20110
Prince William County, VA
Office: 571-379-7697
Fax: 571-379-7695
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