Virginia Renters Insurance

We offer affordable renters insurance policies that have flexibility to meet
your individual needs and above all, provide you with the security that
comes only from the knowledge that your home is safe. If you live in an
apartment or a rented house, a Virginia renters insurance policy covers you
and your possessions. A standard renters insurance policy protects your

personal property in many cases of theft or damage,
and may pay for temporary living expenses if your
rental is damaged so seriously you can't live in it. It
can also protect you from personal liability.

The standard Virginia renters insurance policy
covers the actual cash value of personal property.
Payments are based on the replacement cost of the
property minus a deduction for physical depreciation
and obsolescence. If you add replacement cost
coverage (for an additional premium), the insurance
company will pay one of the two amounts below,
whichever is lower?

Click here to fill out a

Virginia Renters Insurance

policy quote request form

We are a local northern VA insurance agency offering affordable Virginia renters
insurance policy premiums to residents of the following cities and counties:
Haymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley
Springs, Broad Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville,
Warrenton, Bethel, Old Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett,
Halfway, Middleburg, Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax,
Tysons Corner, Arlington, Springfield, Alexandria, Annandale, Lorton, Dale City,
Reston, Herndon, Sterling, McLean, Fairfax Station, Oakton, Fisgers Hill, Zepp,
Reliance, Limeton, Middletown, Toms Brook, Maurertown, Lebanon Church, Front
Royal, Stephens City, Mountain Falls, Mount Olive, Star Tannery, Woodstock,
Edinburg, Detrick, Bentonville, Browntown, Linden, Chester Gap, Huntly, Markham,
Cedarville, Armel, White Post, Nineveh, Boyce, Millwood, Winchester, Berryville,
Albin, Prince William County, Loudoun County, Fairfax County, Fauquier County,
Warren County, Frederick County, Clarke County, and Shenandoah County, VA.

Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft,
Vehicles, Smoke, Vandalism, Falling objects, Weight of ice, snow, or
sleet, Accidental discharge or overflow of water or steam, Sudden and
accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden
and accidental damage from artificially generated electrical current ,
Volcanic eruptions (doesn't include earthquake or tremors)

Click on the link below to fill out a secure quote request form for a
Virginia Renters Insurance policy that will provide excellent insurance
coverage at an affordable cost. Or you can speak with one of our
Virginia Renters Insurance agent specialists at (571) 261-2700 or

(540) 465-5103 to discuss the features.

1. The cost to replace the property with a similar
type and quality of property without a deduction for
depreciation.

2. The full cost to repair at the time of the loss.

Virginia renters insurance policy is a popular form of
personal insurance and usually contains four sections:
C, D, E, and F:

Coverage C - protects your personal property, (e.g.
furniture, CDs, stereo and clothes). You choose a
dollar amount limit (what you think your possessions
are worth) when you purchase a Virginia renters
insurance policy.

Coverage D - covers loss of use - the expenses you face when your
apartment can't be used due to an insured loss. This is usually 20% of your
personal property limit.

Coverage E - covers your personal liability claims and suits for bodily injury
or property damage. You choose this limit when you purchase the Virginia
renters insurance policy.

Coverage F - pays for medical expenses for minor injuries to others even if
you were not at fault. The policy normally includes limits of $1,000 per
person.

A Virginia renters insurance policy covers "named perils" listed on your policy
and usually include the following:

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

Superior Service with an Independent Price

STOVER

Virginia Renters Insurance

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Stover Insurance Agency

6611 Jefferson St., #303

Haymarket, Virginia 20169

Prince William County, VA

Office: 571-261-2700

Fax: 571-261-2720

Answer a few questions and we
will provide you with an
insurance quote by phone or
email. Choose the Virginia
personal or business insurance
coverage you're interested in
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