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Virginia Recreational Vehicle (RV) Insurance
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The value of good recreational vehicle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Virginia RV insurance coverage you can count on. |
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Let one of our experienced Virginia RV insurance policy
specialists explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies from leading insurance companies serving Virginia. |
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Learn more about Virginia RV Insurance policy
coverage options below! |
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Click on the link below to fill out a secure quote request form for a
Virginia RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you can speak with one of our Virginia RV Insurance agent specialists at (571) 261-2700, (571) 379-7697, (540) 465-5103, or (540) 656-2828 to discuss the policy features in more detail. |
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle liability
insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages, and
other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required Virginia RV insurance coverage. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has insufficient
insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required RV insurance coverage in Virginia. |
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Virginia RV Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for a Virginia RV Insurance
policy that will provide excellent insurance coverage at an affordable cost. Or you can speak with one of our Virginia RV Insurance agent specialists at (571) 261-2700, (571) 379-7697, (540) 465-5103, or (540) 656-2828 to discuss the policy features in more detail. |
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Covers damage caused to the insured's RV (your RV) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Virginia recreational vehicle insurance policy. |
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Covers damage caused to the owners RV from a collision caused by another auto,
RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the Virginia RV insurance policy. |
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Virginia RV Insurance Policy FAQ
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Virginia RV Insurance Policy FAQ
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Virginia RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of an RV
insurance policy. The minimum liability insurance coverage available for purchase in Virginia is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are higher than the minimums set by the state of Virginia and are listed below. Contact us at (571) 261-2700, (571) 379-7697, (540) 465-5103, or (540) 656-2828 to discuss the features. to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Virginia Liability Coverage limits explanation:
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25/50/20 25=$25,000 - 50=$50,000 - 20=$20,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in Virginia is $20,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray, dental
and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an injury suffered
in an accident.
$5,000 death benefit
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Virginia RV Insurance Policy FAQ
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Virginia RV Insurance Policy FAQ
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Virginia does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you or others
hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Virginia recreational vehicle (RV) Insurance coverage. |
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Virginia RV Insurance Policy FAQ
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25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no auto liability insurance. This coverage is required for Virginia RV Insurance. Contact us at (571) 261-2700, (571) 379-7697, (540) 465-5103, or (540) 656- 2828 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Stover Insurance Agency, Inc.
Copyright 2007-2010 - All rights reserved
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RV Insurance
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Virginia
Personal Insurance
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We are a 4 location northern VA insurance agency offering cheaper Virginia RV
insurance policy premiums to residents of the following towns, cities and counties: Haymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley Springs, Broad Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville, Warrenton, Bethel, Old Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett, Halfway, Middleburg, Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax, Tysons Corner, Arlington, Springfield, Alexandria, Annandale, Lorton, Dale City, Reston, Herndon, Sterling, McLean, Fairfax Station, Oakton, Leesburg, Oatlands, Hamilton, Bluemont, Philomont, Woodbridge, Triangle, Falls Church, West Springfield, Franconia, Burke, Chesterbrook, North Springfield, Kings Park, Rose Hill, Belle View, Groveton, Hybla Valley, Chapel Acres, Lincolnia, Tyler Park, Jefferson Village, Langley, Fishers Hill, Zepp, Reliance, Limeton, Middletown, Toms Brook, Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain Falls, Mount Olive, Star Tannery, Woodstock, Edinburg, Detrick, Bentonville, Browntown, Linden, Chester Gap, Huntly, Markham, Cedarville, Armel, White Post, Nineveh, Boyce, Millwood, Winchester, Berryville, Albin, Stephenson, Clear Brook, Gainesboro, Paris, Upperville, Delaplane, Marshall, Old Tavern, Flint Hill, Cresthill, Washington, Oak Hill, Luray, Rileyville, New Market, Hamburg, Mt. Jackson, Mount Clifton, Harrisonburg, Bridgewater, Prince William County, Loudoun County, Fairfax County, Fauquier County, Warren County, Frederick County, Clarke County, Spotsylvania County, and Shenandoah County, VA. We also offer affordable Virginia RV insurance coverages throughout the state of Virginia. |
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Virginia RV Insurance Information
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Answer a few questions and we
will provide you with an insurance quote by phone or email. Choose the Virginia personal or business insurance coverage you're interested in from the menu above. |
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Stover Insurance Agency
6611 Jefferson St., #110
Haymarket, Virginia 20169
Prince William County, VA
Office: 571-261-2700
Fax: 571-261-2720
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Stover Insurance Agency
720 E. Queen St., # 6
Strasburg, Virginia 22657
Shenandoah County, VA
Office: 540-465-5103
Fax: 540-465-3291
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Stover Insurance Agency
2217 Princess Anne Street
Suite 114-3
Fredericksburg, VA 22401
Spotsylvania County, VA
Office: 540-656-2828
Fax: 206-202-8053
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Stover Insurance Agency
9441 Centerpoint Lane
Suite 100
Manassas, Virginia 20110
Prince William County, VA
Office: 571-379-7697
Fax: 571-379-7695
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