Virginia Boat Insurance
The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial accident,
it pays to have Virginia boat insurance coverage you can count on.
Let our experienced Virginia boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury
Protection, Collision, Medical coverages, and
deductibles that are available for you to choose from.
We offer affordable boat insurance policies from a
leader in the insurance industry.
Learn more about Virginia Boat Insurance
coverage options below!
Click on the link below to fill out a secure quote
request form for a Virginia Boat Insurance policy that
will provide excellent insurance coverage for your
boat at an affordable cost. Or you can speak with one
of our Virginia Boat Insurance agent specialists at
(571) 261-2700, (540) 465-5103, or (540) 737-5190 to
discuss the policy features in more detail.
We are a two location northern VA insurance agency offering lower cost Virginia boat
insurance policy premiums to residents of the following towns, cities and counties:
Haymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley Springs, Broad
Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville, Warrenton, Bethel, Old
Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett, Halfway, Middleburg, Chantilly,
Arcola, Aldie, Manassas Park, Vienna, Fairfax, Tysons Corner, Arlington, Springfield,
Alexandria, Annandale, Lorton, Dale City, Reston, Herndon, Sterling, McLean, Fairfax
Station, Oakton, Leesburg, Oatlands, Hamilton, Bluemont, Philomont, Woodbridge, Triangle,
Falls Church, West Springfield, Franconia, Burke, Chesterbrook, North Springfield, Kings
Park, Rose Hill, Belle View, Groveton, Hybla Valley, Chapel Acres, Lincolnia, Tyler Park,
Jefferson Village, Langley, Fishers Hill, Zepp, Reliance, Limeton, Middletown, Toms Brook,
Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain Falls, Mount Olive, Star
Tannery, Woodstock, Edinburg, Detrick, Bentonville, Browntown, Linden, Chester Gap,
Huntly, Markham, Cedarville, Armel, White Post, Nineveh, Boyce, Millwood, Winchester,
Berryville, Albin, Stephenson, Clear Brook, Gainesboro, Paris, Upperville, Delaplane,
Marshall, Old Tavern, Flint Hill, Cresthill, Washington, Oak Hill, Luray, Rileyville, New
Market, Hamburg, Mt. Jackson, Mount Clifton, Harrisonburg, Bridgewater, Prince William
County, Loudoun County, Fairfax County, Fauquier County, Warren County, Frederick
County, Clarke County, and Shenandoah County, VA. We also offer affordable Virginia boat
insurance coverages throughout the state of Virginia.
**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
Virginia Boat Insurance Info
Covers damage caused to the owners boat from a collision caused by
another boat, vehicle, or other object. The deductible is the amount you
choose to pay upfront (if any) before the boat insurance policy pays. The
higher the deductible chosen the lower the collision coverage cost of the
Virginia boat insurance policy.
Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the Virginia boat insurance policy.
Virginia Boat Insurance Info
Virginia Boat Insurance Info
Injuries that you (insured) cause to someone else is covered under this part of a boat
insurance policy. The minimum liability insurance coverage available for purchase in
Virginia is 25/50 and is explained in detail below. However, we recommend that you
choose liability insurance coverage amounts that are higher than the Virginia minimums
listed below. Contact us at (571) 261-2700, (540) 465-5103, or (540) 737-5190 to
discuss what liability coverage amounts you require to meet your needs.
25/50/20 25=$25,000 - 50=$50,000 - 20=$20,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Damage caused by the insured (you) to someone else's property, such as another
boat or dock, is covered through property damage boat insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The
minimum required coverage amount in Virginia is $20,000.
Bodily Injury Liability
Property Damage Liability
Virginia Liability Coverage limits explanation:
Virginia Boat Insurance Info
80% of medical benefits for all reasonable expenses for necessary medical, surgical,
x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs,
crutches, slings, neck braces and splints (including necessary travel related to
medical care.)
80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.
Benefits Provided:
Virginia Boat Insurance Info
100/300 100=$100,000 - 300=$300,000
First number = uninsured boater maximum for one person injured in an accident.
Second number = uninsured boater maximum for all injuries in one accident.

Example of Uninsured limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no liability insurance. This is a required coverage for
Virginia Boat Insurance. Contact us today to discuss what uninsured coverage
amounts you require to meet your family or personal needs.
Virginia does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused
the accident.
Stover Insurance Agency, Inc.
Copyright 2007-2010 - All rights reserved
Stover Insurance Agency
6611 Jefferson St., #110
Haymarket, Virginia 20169
Prince William County, VA
Office: 571-261-2700
Fax: 571-261-2720
Answer a few questions and we
will provide you with an
insurance quote by phone or
email. Choose the Virginia
personal or business insurance
coverage you're interested in
from the menu above.
Stover Insurance Agency
720 E. Queen St., # 6
Strasburg, Virginia 22657
Shenandoah County, VA
Office: 540-465-5103
Fax: 540-465-3291
Virginia
Personal Insurance
Boat Insurance
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Virginia Boat Insurance Policy Information
Stover Insurance Agency
PO Box 145
Ruby, Virginia 22545
Stafford County, VA
Office: 540-737-5190
Fax: 540-737-5191
Virginia Boat Insurance