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Virginia Motorcycle Insurance
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The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Virginia Motorcycle Insurance policy specialist explain
the different Liability limits, Comprehensive, Collision, Uninsured |
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Motorist, Medical coverages, and deductibles that are
available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means more stable premiums and none of those 20% increases after the first year. |
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Learn more about Virginia Motorcycle Insurance
policy coverage options below! |
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Click on the link below to fill out a secure quote
request form for a Virginia Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with one of our Virginia Motorcycle Insurance agent specialists at (571) 261-2700 or (540) 465-5103 to discuss the features. |
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We are a local northern VA insurance agency offering affordable Virginia motorcycle
insurance policy premiums to residents of the following cities and counties: Haymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley Springs, Broad Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville, Warrenton, Bethel, Old Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett, Halfway, Middleburg, Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax, Tysons Corner, Arlington, Springfield, Alexandria, Annandale, Lorton, Dale City, Reston, Herndon, Sterling, McLean, Fairfax Station, Oakton, Fisgers Hill, Zepp, Reliance, Limeton, Middletown, Toms Brook, Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain Falls, Mount Olive, Star Tannery, Woodstock, Edinburg, Detrick, Bentonville, Browntown, Linden, Chester Gap, Huntly, Markham, Cedarville, Armel, White Post, Nineveh, Boyce, Millwood, Winchester, Berryville, Albin, Prince William County, Loudoun County, Fairfax County, Fauquier County, Warren County, Frederick County, Clarke County, and Shenandoah County, VA. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in Virginia is 25/50 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the Virginia minimums listed below. Contact us at (571) 261-2700 or (540) 465-5103 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Virginia Liability Coverage limits explanation:
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25/50/20 25=$25,000 - 50=$50,000 - 20=$20,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Virginia is $20,000. |
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Medical payments coverage pays for the medical and funeral expenses for you or
others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Virginia Motorcycle Insurance coverage. |
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Virginia Motorcycle Insurance policy. |
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Virginia Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Virginia Motorcycle Insurance policy. |
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Virginia Motorcycle Insurance FAQ
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Virginia Motorcycle Insurance FAQ
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Virginia Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Virginia Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an
at-fault driver who has no auto or motorcycle liability insurance. This is a required coverage for Motorcycle Insurance in Virginia. Contact us at (571) 261-2700 or (540) 465-5103 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required Virginia motorcycle coverage. |
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This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Virginia. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Virginia Motorcycle Insurance FAQ
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Click on the link below to fill out a secure quote request form for a Virginia Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or you can speak with one of our Virginia Motorcycle Insurance specialists at (571) 261-2700 or (540) 465-5103 to discuss the features. |
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Superior Service with an Independent Price
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STOVER
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Virginia Motorcycle Insurance
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INSURANCE AGENCY
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Stover Insurance Agency, Inc.
Copyright 2007-2008 - All rights reserved
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Stover Insurance Agency
6611 Jefferson St., #303
Haymarket, Virginia 20169
Prince William County, VA
Office: 571-261-2700
Fax: 571-261-2720
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Answer a few questions and we
will provide you with an insurance quote by phone or email. Choose the Virginia personal or business insurance coverage you're interested in from the menu above. |
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Stover Insurance Agency
157 N. Holliday St.
Strasburg, Virginia 22657
Shenandoah County, VA
Office: 540-465-5103
Fax: 540-465-3291
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Virginia
Personal Insurance
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Motorcycle
Insurance
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