Business Owners Insurance Virginia

Virginia Business Owners Insurance

Businesses can bundle property and liability coverage into a Business
Owners Insurance Policy that allows your business to obtain broad
coverage with affordable premiums. Business Owners Insurance is
usually the first step for small businesses looking to get basic property
and liability coverage and is a comprehensive and affordable insurance
package for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million.
Virginia Business Owners Insurance will typically
provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.

Some businesses may find Virginia Business Owners
Insurance coverage limits to be too low or may not like
the lack of flexibility on options like coinsurance.
However, what the Business Owners Insurance Policy
lacks in flexibility it usually makes up for with lower
premiums for your business.

Click here to fill out an

Virginia Business Owners Insurance

quote request form

We are a local northern VA insurance agency offering experienced Virginia owners
insurance plans to business owners in the following cities and counties: Haymarket,
Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley Springs, Broad Run,
Centreville, New Baltimore, Bristow, The Plains, Nokesville, Warrenton, Bethel, Old
Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett, Halfway, Middleburg,
Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax, Tysons Corner, Arlington,
Springfield, Alexandria, Annandale, Lorton, Dale City, Reston, Herndon, Sterling,
McLean, Fairfax Station, Oakton, Fisgers Hill, Zepp, Reliance, Limeton, Middletown,
Toms Brook, Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain
Falls, Mount Olive, Star Tannery, Woodstock, Edinburg, Detrick, Bentonville,
Browntown, Linden, Chester Gap, Huntly, Markham, Cedarville, Armel, White Post,
Nineveh, Boyce, Millwood, Winchester, Berryville, Albin, Prince William County,
Loudoun County, Fairfax County, Fauquier County, Warren County, Frederick
County, Clarke County, and Shenandoah County, VA.

Property Insurance Coverage

Virginia Business Owners Insurance offers named
perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable,
valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including
software, money and securities, off premises power
failure and spoilage of food products, backup of
sewers and drains.

Liability Insurance Coverage

While similiar to Commercial General Liability Insurance, the liability part
of a Virginia Business Owners Insurance Policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury,
products liability, fire legal liability and premises medical payments are
included. Also, Business Owners Insurance does not include
professional liability insurance.

Interruption Insurance Coverage

Business Interruption Insurance is usually included in Business Owners
Insurance Policies and covers lost income and expenses incurred when
a company suffers disaster related damage. Ongoing operating
expenses that continue even if business is suspended, such as payroll,
are also covered.

Click on the link below to fill out a secure quote request form for a
Virginia business owners insurance policy that regardless of whether
you're a small contractor, large employer or a small business owner,
will provide exceptional insurance coverage for your business at an
affordable cost. Or you can speak with one of our Virginia Business
Owners Insurance specialists at (571) 261-2700 or (540) 465-5103 to
discuss the features.

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.

Superior Service with an Independent Price

STOVER

VA Business Owners Insurance

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Stover Insurance Agency

6611 Jefferson St., #303

Haymarket, Virginia 20169

Prince William County, VA

Office: 571-261-2700

Fax: 571-261-2720

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