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Virginia Business Owners Insurance
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Businesses can bundle property and liability coverage into a Business
Owners Insurance Policy that allows your business to obtain broad
coverage with affordable premiums. Business Owners Insurance is
usually the first step for small businesses looking to get basic property
and liability coverage and is a comprehensive and affordable insurance
package for small or medium sized businesses.
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To qualify for Business Owners Insurance Policies, a
company should have 100 or fewer employees, and
annual revenues should be less than $1 million.
Virginia Business Owners Insurance will typically
provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.
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Some businesses may find Virginia Business
Owners Insurance coverage limits to be too low or
may not like the lack of flexibility on options like
coinsurance. However, what the Business Owners
Insurance Policy lacks in flexibility it usually makes
up for with lower premiums for your business.
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We are a northern VA insurance agency offering experienced Virginia business
owners insurance plans to business owners in the following cities and counties:
Haymarket, Strasburg, Gainesville, Bull Run, Catharpin, Manassas, Sudley
Springs, Broad Run, Centreville, New Baltimore, Bristow, The Plains, Nokesville,
Warrenton, Bethel, Old Tavern, Marshall, Rectortown, Orlean, Casanova, Catlett,
Halfway, Middleburg, Chantilly, Arcola, Aldie, Manassas Park, Vienna, Fairfax,
Tysons Corner, Arlington, Springfield, Alexandria, Annandale, Lorton, Dale City,
Reston, Herndon, Sterling, McLean, Fairfax Station, Oakton, Leesburg, Oatlands,
Hamilton, Bluemont, Philomont, Woodbridge, Triangle, Falls Church, West
Springfield, Franconia, Burke, Chesterbrook, North Springfield, Kings Park, Rose
Hill, Belle View, Groveton, Hybla Valley, Chapel Acres, Lincolnia, Tyler Park,
Jefferson Village, Langley, Fishers Hill, Zepp, Reliance, Limeton, Middletown,
Toms Brook, Maurertown, Lebanon Church, Front Royal, Stephens City, Mountain
Falls, Mount Olive, Star Tannery, Woodstock, Edinburg, Detrick, Bentonville,
Browntown, Linden, Chester Gap, Huntly, Markham, Cedarville, Armel, White
Post, Nineveh, Boyce, Millwood, Winchester, Berryville, Albin, Stephenson, Clear
Brook, Gainesboro, Paris, Upperville, Delaplane, Marshall, Old Tavern, Flint Hill,
Cresthill, Washington, Oak Hill, Luray, Rileyville, New Market, Hamburg, Mt.
Jackson, Mount Clifton, Harrisonburg, Bridgewater, Prince William County,
Loudoun County, Fairfax County, Fauquier County, Warren County, Frederick
County, Clarke County, Spotsylvania County, and Shenandoah County, VA. We
also offer affordable Virginia business owners insurance coverages for businesses
throughout the state of Virginia.
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Property Insurance Coverage
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Virginia Business Owners Insurance offers named
perils or all risk insurance coverage, similiar to
general property insurance coverages. Enhancement
endorsements are available at little or no cost to
extend coverage to your accounts receivable,
valuable papers, signs, employee dishonesty,
mechanical breakdown, computers including
software, money and securities, off premises power
failure and spoilage of food products, backup of
sewers and drains.
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Liability Insurance Coverage
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While similiar to Commercial General Liability Insurance, the liability part
of a Virginia Business Owners Insurance Policy offers less flexibility in
determining your coverage limits for particular claims. Optional limits of
$300,000, $500,000 or $1,000,000 are available. Personal injury,
products liability, fire legal liability and premises medical payments are
included. Also, Business Owners Insurance does not include
professional liability insurance.
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Interruption Insurance Coverage
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Business Interruption Insurance is usually included in Business Owners
Insurance Policies and covers lost income and expenses incurred when
a company suffers disaster related damage. Ongoing operating
expenses that continue even if business is suspended, such as payroll,
are also covered.
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Click on the link below to fill out a secure quote request form for a Virginia
business owners insurance policy that regardless of whether you're a
small contractor, large employer or a small business owner, will provide
exceptional insurance coverage for your business at an affordable cost.
Or you can speak with one of our Virginia Business Owners Insurance
specialists at (571) 261-2700, (540) 465-5103, (540) 656-2828, or
(540) 631-0045 to discuss the policy features in more detail.
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**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.
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Stover Insurance Agency, Inc.
Copyright 2007-2011 - All rights reserved
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Virginia
Business Insurance
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Business Owners
Insurance
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Answer a few questions and we
will provide you with an insurance quote by phone or email. Choose the Virginia personal or business insurance coverage you're interested in from the menu above. |
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Stover Insurance Agency
6611 Jefferson St., #110
Haymarket, Virginia 20169
Prince William County, VA
Office: 571-261-2700
Fax: 571-261-2720
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Stover Insurance Agency
720 E. Queen St., # 6
Strasburg, Virginia 22657
Shenandoah County, VA
Office: 540-465-5103
Fax: 540-465-3291
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Stover Insurance Agency
2217 Princess Anne Street
Suite 114-3
Fredericksburg, VA 22401
Spotsylvania County, VA
Office: 540-656-2828
Fax: 206-202-8053
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Virginia Business Owners Insurance
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